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@media(max-width:1100px){.nav{gap:20px}.nav a{font-size:14px}.brand strong{font-size:17px}.brand-icon{width:37px}.article-layout{gap:40px;grid-template-columns:minmax(0,1fr) 215px}.guide-layout{gap:40px}.compare-row{gap:15px;grid-template-columns:1.35fr .85fr 1.25fr 75px}}
@media(max-width:900px){.wrap{width:calc(100% - 48px)}.header-inner{min-height:80px}.menu-toggle{display:block}.nav{display:flex;flex-wrap:wrap;gap:10px 22px;position:absolute;left:0;right:0;top:100%;padding:20px 24px;background:white;border-bottom:1px solid var(--line);box-shadow:0 9px 15px #0001}.js .nav:not(.open){display:none}.nav a{padding:10px 0;font-size:15px}.nav .search-link{padding-left:0;border:0}.hero-inner{gap:15px;padding:50px 0;min-height:530px}.hero-media{margin-right:-24px}.hero-media img{border-radius:80px 0 0 10px;aspect-ratio:.9}.hero h1{font-size:40px}.hero .lead{font-size:16px}.hero-actions .button{font-size:14px;padding:12px 18px}.hero-media:after{font-size:8px;left:17px}.trust-inner p{font-size:12px;gap:7px}.trust-inner span{width:26px;height:26px;line-height:24px}.purpose-grid{gap:20px}.purpose h3{font-size:20px}.purpose p{font-size:15px}.section{padding:58px 0}.section-head h2{font-size:27px}.article-layout{display:block}.side-box{display:none}.mobile-toc{display:block;border:1px solid var(--line);padding:14px 20px;margin:27px 0}.mobile-toc summary{font-size:15px;cursor:pointer;font-weight:600}.mobile-toc li{font-size:14px}.guide-layout{grid-template-columns:1fr;gap:16px}.guide-layout .section-head{margin-bottom:14px}.article-grid{gap:22px}.article-card h3{font-size:18px}.compare-row{grid-template-columns:1.3fr .75fr 1.15fr}.compare-row>a{grid-column:3}.compare-row p{grid-row:1/3;grid-column:3}.compare-row>a{grid-row:3}.compare-row h3{font-size:17px}.fee-number{font-size:25px}.help-band strong{font-size:20px}.help-band .wrap{gap:20px}.help-band .button{font-size:14px;white-space:nowrap;padding:12px 18px}}
@media(max-width:600px){body{font-size:18px;line-height:1.95}.wrap{width:calc(100% - 40px)}.header-inner{min-height:73px;gap:10px}.brand{gap:9px}.brand strong{font-size:16px;letter-spacing:.01em}.brand small{font-size:9px;letter-spacing:.18em}.brand-icon{width:35px;height:35px}.hero-inner{display:flex;flex-direction:column;align-items:stretch;gap:32px;padding:38px 0 30px;min-height:0}.eyebrow{font-size:11px;margin-bottom:12px}.hero h1{font-size:36px;line-height:1.55;letter-spacing:.06em;margin-bottom:18px}.hero .lead{font-size:16px;line-height:1.95}.hero-actions{margin-top:23px;gap:10px}.hero-actions .button{font-size:14px;padding:11px 15px;gap:13px}.hero-note{font-size:11px;margin-top:15px}.hero-media{margin:0 -20px 0 12px}.hero-media img{aspect-ratio:1.95;object-position:65% 53%;border-radius:65px 0 0 8px}.hero-media:after{font-size:8px;bottom:11px;left:20px}.trust-inner{display:flex;flex-wrap:wrap;gap:11px 20px;padding:19px 0}.trust-inner p{font-size:11px}.trust-inner span{width:23px;height:23px;line-height:21px;font-size:9px}.section{padding:45px 0}.section-head{gap:15px;display:block;margin-bottom:24px}.section-head h2{font-size:25px;letter-spacing:.02em}.section-head .text-link{display:inline-block;margin-top:17px}.section-head .eyebrow{font-size:10px;margin-bottom:6px}.intro{font-size:16px;line-height:1.95;margin-top:13px}.purpose-grid{display:block}.purpose{display:grid;grid-template-columns:118px minmax(0,1fr);gap:18px;align-items:center;border-bottom:1px solid var(--line);padding:20px 0}.purpose:first-child{padding-top:0}.purpose .image-wrap{margin:0;border-radius:6px}.purpose img{aspect-ratio:.96;height:auto}.purpose h3{font-size:18px;line-height:1.65}.purpose h3 span{font-size:20px}.purpose .index{left:7px;bottom:7px;font-size:9px;padding:0 5px}.purpose p{font-size:13px;line-height:1.8;margin-top:7px}.ad-box{margin:25px auto;min-height:220px}.ad-box ins{min-height:185px}.filter-row{gap:8px;margin-bottom:20px}.filter{padding:8px 14px;font-size:13px}.compare-row{grid-template-columns:minmax(0,1fr) 112px;gap:16px;padding:23px 0}.compare-row h3{font-size:17px}.compare-row p{grid-column:1/3;grid-row:2;font-size:14px}.compare-row>a{grid-row:3;grid-column:2;font-size:14px}.compare-row .fee{grid-column:2;grid-row:1;text-align:right}.card-issuer{font-size:10px}.fee-number{font-size:24px}.fee-label{font-size:10px}.compare-note{font-size:12px;line-height:1.95}.guide-links{display:block}.guide-link{font-size:16px;padding:18px 0}.guide-layout{gap:12px}.article-grid,.collection{display:block}.article-card{padding-bottom:25px;margin-bottom:27px;border-bottom:1px solid var(--line)}.article-card img{aspect-ratio:1.95;margin-bottom:16px}.article-card h3{font-size:20px}.article-card p{font-size:15px}.news-item{display:block;padding:20px 0;line-height:1.9}.news-item time{display:block;margin-bottom:7px;font-size:12px}.help-band{padding:30px 0}.help-band .wrap{display:block}.help-band strong{font-size:20px;line-height:1.7}.help-band .button{margin-top:22px}.footer-top{display:block}.footer-links{margin-top:31px;gap:12px 22px}.footer-links a{font-size:12px}.site-footer{padding:35px 0 24px}.site-footer p{font-size:11px;line-height:1.95}.site-footer .brand strong{font-size:17px}.back-top{width:40px;height:40px;right:12px;bottom:12px}.breadcrumb{font-size:11px;padding:15px 0;gap:7px}.page-head{padding:30px 0 34px}.page-head h1{font-size:28px;line-height:1.65;letter-spacing:.02em}.page-head .lead{font-size:16px;line-height:2}.meta{font-size:11px;gap:9px 17px;margin-top:16px}.article-layout{padding:28px 0 48px}.prose h2{font-size:23px;margin-top:35px;padding-bottom:13px;line-height:1.75}.prose h3{font-size:20px}.prose p{font-size:18px;line-height:2.05;letter-spacing:.01em;margin-top:17px}.prose .summary-box{padding:18px 20px;margin-bottom:25px}.prose .summary-box p{font-size:15px;line-height:1.9}.prose .article-photo{aspect-ratio:1.75}.prose figcaption{font-size:11px}.specs>div{grid-template-columns:1fr;padding:17px 5px;gap:7px;font-size:16px}.specs dt{font-size:13px;color:var(--muted)}.source-box{padding:22px 20px;margin-top:32px}.source-box h2{font-size:18px}.source-box li{font-size:13px}.source-box p{font-size:11px;line-height:1.8}.notice{padding:17px 20px;font-size:14px}.legacy-gallery{grid-template-columns:1fr 1fr;gap:13px}.legacy-gallery figure{padding:15px 10px}.legacy-gallery img{height:76px;width:100%;object-fit:contain}.legacy-gallery figcaption{font-size:11px}.calc-fields{grid-template-columns:1fr;gap:14px}.calculator{padding:21px 18px}.calculator p{font-size:15px;line-height:1.9}.related a{font-size:15px;line-height:1.9}.collection .article-card{padding-bottom:25px}.category-links{gap:8px;margin-bottom:25px}.category-links a{font-size:13px;padding:8px 12px}.plain-content{padding-top:25px}.search-results h2{font-size:18px}.search-results p{font-size:14px}.search-results small{font-size:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.reveal.is-waiting{opacity:1;transform:none}}
@media print{.site-header,.site-footer,.ad-box,.side-box,.back-top,.help-band,.hero-actions{display:none}.wrap{width:100%}.article-layout{display:block}.page-head{padding:20px 0;background:white}body{font-size:12pt}a{color:black}.prose p{line-height:1.7}.prose h2{break-after:avoid}img{max-height:200px;object-fit:contain}}

@media(max-width:600px){.hero .hero-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px}.hero .hero-actions .button{font-size:13px;padding:12px 10px;gap:5px;min-height:50px;white-space:nowrap}.back-top{display:none}}
@media(max-width:350px){.brand strong{font-size:14px}.brand small{font-size:8px}.brand-icon{width:30px;height:30px}.menu-toggle{width:44px;min-width:44px;height:44px}.hero h1{font-size:32px}.hero .hero-actions{grid-template-columns:1fr}.hero .hero-actions .button{justify-content:center;gap:20px}}

@media(max-width:900px){html:not(.js) .header-inner{flex-wrap:wrap}html:not(.js) .nav{position:static;width:100%;padding:5px 0 16px;box-shadow:none;border:0}html:not(.js) .menu-toggle{display:none}}

.page-head h1{text-wrap:balance}

/* Keep the navigation button at the right edge of the mobile header. */
@media(max-width:900px){
  .header-inner>.brand{min-width:0}
  .menu-toggle{margin-left:auto;flex:0 0 46px}
  .nav.open{max-height:calc(100dvh - 80px);overflow-y:auto;overscroll-behavior:contain;animation:soft-enter .22s ease}
}
@media(max-width:600px){
  .nav{display:grid;grid-template-columns:1fr;padding:10px 20px 15px;gap:0}
  .nav a,.nav .search-link{display:flex;align-items:center;min-height:48px;padding:10px 0;border-bottom:1px solid #edece5}
  .nav a:last-child{border-bottom:0}
  .nav.open{max-height:calc(100dvh - 73px)}
}
@media(max-width:350px){.menu-toggle{flex-basis:44px}}